Moneda

Connect it to your AI

Claude Code

claude mcp add --transport http moneda https://mcp.moneda.com/api/mcp

Claude, ChatGPT, Cursor and other apps

Add it as a custom connector with this URL (Streamable HTTP):

https://mcp.moneda.com/api/mcp

Cursor, VS Code and other apps (mcp.json)

{
  "mcpServers": {
    "moneda": {
      "url": "https://mcp.moneda.com/api/mcp"
    }
  }
}

Tools it offers

60 tools, as the server itself reported during our check on Oct 31, 2026.

• healthCheck the health and status of the Moneda MCP server
• search_knowledgeSearch the Moneda knowledge base (FAQ) for answers to questions about Moneda's features, fees, security, accounts, earnings, deposits, withdrawals, legal info, and more. Use this whenever a user asks about how Moneda wor
• list_faq_categoriesList the FAQ table of contents: every category (slug, name) with each item's id and question. Use an id with get_faq_item for the full answer.
• get_faq_categoryGet all FAQ items in a specific category. Use the moneda://knowledge resource to discover available category slugs.
• get_faq_itemGet a specific FAQ item by ID, including its full answer and resolved related questions. Use this after search_knowledge or get_faq_category to drill into a specific question.
• get_balanceGet the user's account balances (USD Account, EUR Account, CHF Account, CAD Account, MXN Account, USD Earnings, EUR Earnings, USD Smart Earnings, EUR Smart Earnings), optionally filtered by currency. CHF, CAD, and MXN ro
• get_walletGet the user's Moneda smart wallet address on Base network. IMPORTANT: Only supports USDC, EURC, CHFAU, CADD, and MXNB on Base — other tokens or chains will result in permanent loss of funds. For Moneda-to-Moneda transfe
• get_transactionsGet transaction history including card programme activity. Standard format returns JSON; tax_export returns a compact CSV with full unmasked addresses, token contracts, vault tokens, sender/recipient details, and tax lab
• get_spending_by_type_groupGet spending grouped by transaction type group (transfer, exchange, deposit, withdrawal, earnings, topup, offramp) for a 7/30/90-day window. Includes period-over-period comparison. For finer breakdowns by user-assigned c
• get_exchange_rateGet the current exchange rate between two currencies
• get_lifetime_savingsGet your lifetime accumulated savings from using Moneda — total fees Moneda covered on your behalf (sponsored network fees + on/off-ramp fees) plus your plan's fee discount vs the Standard plan. This is NOT a balance: ne
• list_billsList the user's bills (AP queue), ordered 'due-soon first' (dueDate ASC NULLS LAST, id DESC). Filter by `status[]` — defaults to `['PENDING']`. Cursor-paginated; pass `nextCursor` from the previous page back as `cursor`
• get_billFetch a single bill by id with full extracted detail — merchant (name, taxId, address), total, currency, due date, invoice number, vendor IBAN/BIC/routing/account, payment status, and a presigned `downloadUrl` valid for
• get_apy_ratesGet the current APY (Annual Percentage Yield) rates for Moneda earnings products. Morpho Earnings is a DeFi lending vault and YO Smart Earnings is a higher-yield vault. USD and EUR have both Morpho and YO vaults; MXN has
• get_earnings_time_seriesGet a daily time series of earnings and vault balance for a Morpho or YO vault account. Returns up to one year of UTC-day data points (timestamp, earnings, balance) plus totalEarnings and netDeposits summaries.
• update_display_nameUpdate the authenticated user's display name
• set_passkey_labelRename a passkey so it is recognisable in the security screen (e.g. 'Work laptop'). Pass the passkey id from get_passkeys. Cosmetic only — it cannot add, remove, or weaken a credential. Send an empty label to clear it ba
• set_help_improve_monedaSet whether the user's conversations with Moneda AI may be used to train Moneda's own models (the Settings > Privacy toggle). enabled=false turns it off; enabled=true turns it back on. The choice applies to what the user
• update_settingsChange the user's decimal separator (DOT = 1,234.56, COMMA = 1.234,56), or opt in or out of marketing and product-update emails and push notifications. Pass only what the user asked to change; at least one field. Securit
• get_points_balanceGet the user's current points balance from the rewards program
• get_points_activityGet the user's points activity history showing what actions earned or spent points
• get_referral_codeGet the user's unique referral code and referral count
• get_refereesGet the list of users this user has referred to Moneda
• get_virtual_accountsGet the user's virtual bank account details (IBAN and ACH), payment capabilities, and activation status. Minimum transfer: €1 for EUR (IBAN/SEPA) and $1 for USD (ACH).
• get_virtual_account_limitsGet how much of the user's Iron virtual-account spending limit is left, per direction (deposit = money in, withdrawal = money out), on a rolling 52-week window. Also reports whether Iron is currently requesting enhanced
• get_information_requestsList the compliance information requests (RFIs) Iron/MoonPay has sent the user about their virtual account: status, the open round's questions and any requested documents. Read-only. MoonPay requires the user to answer p
• get_settlement_estimateGet the date a US bank (ACH) transfer would actually settle. Accounts for Iron's 3:00 PM ET same-day cutoff, weekends, AND US federal bank holidays — a transfer sent the afternoon before Thanksgiving does not arrive the
• get_contactsGet the user's contacts: Moneda users they interact with, saved external wallets, and saved bank accounts. Each wallet and bank entry has a contactAccountId field — pass it as the contactAccountId parameter to initiate_p
• get_settingsGet the user's app settings and preferences: language, currency, country, theme, notifications, biometrics, and display options.
• get_recovery_contactsGet the user's recovery contacts and the people who have you as their recovery contact (guardian).
• get_passkeysGet the user's passkeys (security keys). target='WALLET' (default) lists the smart-account signing keys — id, label, provider, status, masked wallet address, creation date, kind ('primary' = the key from signup, 'backup'
• get_my_accountsGet the user's saved external wallets and bank accounts for withdrawals/off-ramping. Each entry has an accountId field — pass it as the accountId parameter to initiate_payment (transfer_account). These are NOT the user's
• update_transaction_categoryAssign a spending category to a transaction. Identify the transaction by its transactionHash from get_transactions.
• add_transaction_noteAdd or update a personal note on a transaction. Identify the transaction by its transactionHash from get_transactions. Maximum 140 characters.
• batch_update_transaction_categoriesAssign spending categories to multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a category. Returns per-item results. Use with get_transactions hasCategory=false to find uncategor
• batch_add_transaction_notesAdd or update notes on multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a note (max 140 chars). Returns per-item results. Use with get_transactions hasNote=false to find unannota
• add_walletAdd a crypto wallet to the user's saved external accounts. IMPORTANT: The wallet must support USDC, EURC, CHFAU, CADD, and MXNB on the Base network. Sending other tokens or using other chains will result in permanent los
• add_bankAdd a bank account to the user's saved accounts. For EU: provide IBAN (and optionally BIC). For US: provide accountNumber, routingNumber, and accountType (CHECKING or SAVINGS). US banks support ACH transfers only. Bank c
• add_contact_externalRegister an external (non-Moneda) contact with their details. EU Travel Rule requires first name, last name, and country of residence. At least one wallet address or bank account must be provided. For wallets, the user m
• add_contact_monedaAdd a Moneda user to your contacts by their username. If the contact already exists but was deactivated, it will be reactivated.

Questions