Clara Mortgage Assistant

Connect it to your AI

Claude Code

claude mcp add --transport http clara-mortgage-assistant https://mcp.claratech.ai/mcp

Claude, ChatGPT, Cursor and other apps

Add it as a custom connector with this URL (Streamable HTTP):

https://mcp.claratech.ai/mcp

Cursor, VS Code and other apps (mcp.json)

{
  "mcpServers": {
    "clara-mortgage-assistant": {
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Tools it offers

6 tools, as the server itself reported during our check on Oct 31, 2026.

• refuse_unsupported_mortgage_requestReturns a fixed explanation that a request is outside this calculator's scope, with a calculation it can do instead. Categories: approval or underwriting decisions, lender or product recommendations, borrower documents o
• compare_mortgage_scenariosCompares up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Works only from explicit, non-identifying numbers in the request. Returns calculations only: no approval, underw
• calculate_qualificationCalculates the B-20 qualifying rate, the qualifying payment, and the resulting GDS/TDS from a principal, contract rate, amortization, and income. It computes the payment itself, so it needs those loan terms. Results are
• calculate_debt_serviceCalculates Canadian GDS and TDS ratios from a monthly mortgage payment that is already known, plus income, housing costs, and other monthly debts. It takes the payment as given and needs no principal, rate, or amortizati
• calculate_ltvCalculates Canadian loan-to-value and combined loan-to-value from the loan amount, other secured positions, and a purchase price, an appraised value, or both. Ratios are not an approval or suitability decision. Works onl
• estimate_prepayment_penaltyEstimates three-months-interest and simplified interest-rate-differential prepayment penalties. Lender discharge statements remain authoritative. Works only from explicit, non-identifying numbers in the request. Returns

Questions