Open Financial Mortgages

Connect it to your AI

Claude Code

claude mcp add --transport http open-financial-mortgage-options https://mcp.openfinancial.ca/mcp/open

Claude, ChatGPT, Cursor and other apps

Add it as a custom connector with this URL (Streamable HTTP):

https://mcp.openfinancial.ca/mcp/open

Cursor, VS Code and other apps (mcp.json)

{
  "mcpServers": {
    "open-financial-mortgage-options": {
      "url": "https://mcp.openfinancial.ca/mcp/open"
    }
  }
}

Tools it offers

5 tools, as the server itself reported during our check on Oct 31, 2026.

• analyze_mortgage_scenarioPreliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Us
• get_financing_optionsThe same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Onta
• estimate_home_equityThe same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the
• search_published_mortgage_ratesSearches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to
• get_open_financial_broker_helpReturns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own deta

Questions